Independent portal · Not affiliated with MHADA. Data: MHADA official gazette, 24 Aug 2026. Apply only on housing.mhada.gov.in · Disclaimer
Borhadewadi · PCMC

Utopia Gold Borhadewadi 2Bhk

Borhadewadi, PCMC · 20% Inclusive Housing - PCMC · Advt. Code: 945
₹31.02 Lakh
2 BHK 18 Homes LIG RERA: P52100033254 ↗
18
Lottery Homes
₹31.02 Lakh
Starting Price
52.27-59.19 m²
Carpet Area
₹20,000
EMD (Refundable)
15 Sep 2026
Application Deadline
13 Oct 2026
Lottery Draw
Scheme & Authority (योजना व प्राधिकरण तपशील)
Scheme Code (योजना कोड)
945
Planning Authority (नियोजन प्राधिकरण)
PCMC
Locality & Area (स्थान)
Borhadewadi
Survey / Gat / CTS No.
Gat no 129 (P)
Classification & Scheme Group
20% Inclusive Housing - PCMC (Row #123)
Unit Configuration & Area (सदनिका आकारमान)
CodeBHKBase PriceCarpet AreaBuilt-Up AreaHomesIncome Group / EMD
945 2 BHK ₹31.02 Lakh 52.27-59.19 m² (563 sq ft) 88.78-91.83 m² 18 homes LIG — EMD ₹20,000
MahaRERA Project & Location (महारेरा प्रकल्प व स्थान)
MahaRERA Reg. Number
Project Name on MahaRERA
UTOPIA GOLD
Developer / Promoter
AKSHAY DEEPAK PANJABI
Proposed Completion Date
2026-12-31
District & Location
Haveli, Pune (PIN: 412105)
Project Verification
Extension Issued Legal Title Reports (1)
Google Maps Navigation
Income Eligibility & Quota Summary (पात्रता व आरक्षण)
Income Group (उत्पन्न गट)
LIG — Lower Income Group
Annual Income Limit
₹9,00,000/year (LIG) (Combined household, FY 2025–26)
EMD Required
₹20,000 (100% Refundable)
Application Fee
₹708 (Non-Refundable, online)
All-Inclusive Possession Cost Breakdown *
Base Flat Price (मूळ किंमत)₹31.02 Lakh
Stamp Duty (6% — मुद्रांक शुल्क)₹186,120
Govt. Registration Fee (1%, max ₹30,000)₹30,000
Society Formation & Legal Incidentals₹20,000
Total Possession Cost (एकूण ताबा खर्च) *₹3,338,120 *
Application Fee (Non-Refundable)₹708
Required EMD (100% Refundable Deposit)₹20,000
Financing & Affordability (कर्ज व ईएमआय) *
Upfront Cash from Savings *
15% Down Payment + Stamp Duty + Taxes
₹701,420
Estimated 85% Bank Home Loan
SBI / HDFC / Canara / MahaBank approved
₹2,636,700
Monthly EMI (20 Yrs @ 8.5%) *
Based on standard tenure & rate
₹22,882 /mo
Min. Monthly Take-Home Salary *
Bank 45% FOIR guideline
₹50,849 /mo
Open Interactive Loan & Salary Calculator →
* Illustrative Estimate — Not Financial Advice: All costs (stamp duty 6%, registration 1% max ₹30,000, EMI at 8.5% for 20 yrs) are approximate planning figures. Actual charges vary as per site conditions, MHADA Pune Board, and IGR Maharashtra rules. Verify final amounts on housing.mhada.gov.in ↗.
10 of 15 categories have homes allocated · 19 total quota units
SC 2 Units
Scheduled Caste (SC)
ST 1 Unit
Scheduled Tribe (ST)
NT 0 —
Nomadic Tribe (NT / DNT)
DT/VJ 0 —
De-notified Tribe / Vimukta Jati (DT/VJ)
JR 1 Unit
Jain Religious (JR)
FF 1 Unit
Freedom Fighter (FF)
PH 1 Unit
Persons with Disability / Handicap (PH)
DF 0 —
Defence Forces Dependent (DF)
EX 1 Unit
Ex-Servicemen (EX)
MP/MLA 0 —
Member of Parliament / MLA (MP/MLA)
ME 1 Unit
Maharashtra Govt. Employee (ME)
SG 1 Unit
State Govt. Employee (SG)
CG 1 Unit
Central Govt. Employee (CG)
AR 0 —
Army Reservation (AR)
GP 9 Units
General Public / Open Category (GP)
Data Note: Category quotas follow MHADA Reservation Rules. GP = General Public (Open category, largest allocation). Categories with 0 units show as "—".
MahaRERA Registered Project
UTOPIA GOLD
Promoter / Builder: AKSHAY DEEPAK PANJABI
MahaRERA Number
P52100033254
Proposed Completion
2026-12-31
Location & District
Haveli, Pune (PIN: 412105)
Total Documents
81 official documents & drawings
MahaRERA Project Extension Certificate Issued
The developer has received an official project timeline extension from MahaRERA.
Architectural Floor & Building Plans
71 Drawings
default 0003
Floor Plan 1 of 71
default 0004 (1)
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Building Approval Plan
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First Floor Plan 3
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floor plan 2
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Floor Plan 4
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floor plan 5
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floor plan 6
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floor plan 7
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floor plan 8
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floor plan 9
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floor plan 10
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A WING 1-18 ALL FLOOR PLAN
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A WING TERRACE FLOOR
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B WING 7,12,17 FLOOR PLAN
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B WING ELEVATION
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BASEMENT -A,B,C,D
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C WING 7,12,17 FLOOR PLAN
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C WING ELEVATION
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D WING 1-18 ALL FLOOR PLAN
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D WING TERRACE FLOOR AND ELEVATION
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3
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Building Plan 2
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Building Plan 4
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Building Plan 5
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Building Plan 2
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Building Plan 4
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Building Plan 12
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Building Plan 13
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Building Plan 14
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Building Plan 16
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How to Apply for Utopia Gold Borhadewadi 2Bhk

All applications must be submitted on the official MHADA portal only. MHADA Explore is an independent analysis tool and does not accept applications or payments.

  1. Visit housing.mhada.gov.in (official portal only)
  2. Register with Aadhaar-linked mobile & PAN
  3. Complete online application with income, domicile & category details
  4. Select scheme Utopia Gold Borhadewadi 2Bhk (Code: 945)
  5. Upload documents (income proof, domicile, category certificate if applicable)
  6. Pay EMD of ₹20,000 via NetBanking / UPI / Card — deadline 15 Sep 2026
  7. Computerized draw: 13 October 2026 at Alpa Bachat Bhavan, Pune

Frequently Asked Questions

What is the price of Utopia Gold Borhadewadi 2Bhk?

The base price starts from ₹31.02 Lakh for 2 BHK in Borhadewadi, PCMC. Estimated total possession cost (base + stamp duty 6% + registration + incidentals) is approximately ₹33.38 Lakh.

Who can apply for this MHADA scheme?

Lower Income Group (LIG) category — household annual income limit: ₹9,00,000/year (LIG). EMD: ₹20,000 (100% refundable). Estimated monthly EMI at 8.5% for 20 years: ₹22,882/month.

What is the RERA status and application process?

MahaRERA registration: P52100033254. Official applications on housing.mhada.gov.in. Deadline: 15 September 2026. Lottery draw: 13 October 2026.

What are the important dates for MHADA Pune Lottery 2026?

Application portal opens 24 August 2026. Deadline: 15 September 2026, 11:59 PM. Lottery draw: 13 October 2026 at Alpa Bachat Bhavan, Pune. See the full schedule.

Explore Related Schemes

Independent Public Assistance Portal: MHADA Explore is not affiliated with, endorsed by, or operated by MHADA or the Government of Maharashtra. All official applications, registrations and EMD payments must be made exclusively on housing.mhada.gov.in.
Data source: MHADA Official Gazette Advertisement · 24 August 2026 · MahaRERA public registry · Last updated: 28 August 2026 · Scheme Code(s): 945