Application Guide

How to Apply for MHADA Pune Lottery 2026 – Eligibility, Income Limits, Documents & 7-Step Registration Guide

Complete guide to register for the MHADA Pune Board Lottery 2026. Eligibility: EWS (annual income ≤ ₹6 Lakh) and LIG (≤ ₹9 Lakh). Application deadline: 15 September 2026. Apply ONLY at housing.mhada.gov.in.

Income Eligibility & EMD – Who Can Apply?

MHADA Pune Board Lottery 2026 is open for two income groups. The following are the official annual family income limits for Financial Year 2025-26:

EWS
Economically Weaker Section (अत्यल्प उत्पन्न गट)
≤ ₹6,00,000 / year
EMD: ₹15,000 | App Fee: ₹708
Loan eligibility for homes priced under approx. ₹30L
LIG
Lower Income Group (अल्प उत्पन्न गट)
≤ ₹9,00,000 / year
EMD: ₹20,000 | App Fee: ₹708
Loan eligibility for homes priced under approx. ₹45L

Note: Combined income of applicant + spouse (if married) is counted. Income certificate from a competent government authority for FY 2025-26 is mandatory. If both husband and wife apply separately, both applications will be disqualified — only ONE application per family is allowed.

Check My Eligibility with EMI Calculator

7-Step Online Application Guide

Visit the Official MHADA Portal

Go to housing.mhada.gov.in and click on "Pune Board Lottery 2026" or navigate to Pre-Lottery → Select Scheme → Pune Board. NEVER apply through any third-party websites or agents.

Register / Login with Aadhaar OTP

Register or log in using your Aadhaar-linked mobile number via DigiLocker OTP authentication. Ensure your Aadhaar is linked to an active mobile number that you have access to. First-time users will need to create an account with Aadhaar verification.

Select Income Group & Reservation Category

Choose your Income Group: EWS (annual family income ≤ ₹6 Lakh) or LIG (≤ ₹9 Lakh). Then select your Reservation Category (GP, SC, ST, NT, DT/VJ, JR, FF, PH, DF, EX, MP/MLA, ME, SG, CG, AR). You can only apply under one category per application.

Choose Your Preferred Scheme

Browse the scheme list and select your preferred project. Use our MHADA Pune Master Explorer to research all 168 scheme rows with full RERA details, carpet areas, EMI estimates, and location maps before deciding. Enter the scheme code in the MHADA portal to apply.

Fill Applicant & Document Details

Enter personal information, residential address, DigiLocker Aadhaar and PAN card details, income proof information, and bank account details (for 100% EMD refund). Upload scanned copies of required documents. Double-check all details before proceeding.

Pay Application Fee & EMD

Pay the ₹708 application fee (₹600 + 18% GST, non-refundable) plus the EMD: ₹15,000 for EWS schemes or ₹20,000 for LIG schemes (100% refundable to unsuccessful applicants). Payment modes: NetBanking, UPI, Credit/Debit Card, RTGS, or NEFT.

Download Acknowledgment Receipt

After successful payment, download and save the Application Acknowledgment Receipt PDF. This is your official proof of application. Keep it safely — you will need it for reference when checking the provisional and final accepted applicant lists.

Mandatory Documents Checklist

Keep all the following documents ready before starting your application:

  • Aadhaar Card — Must be linked to an active mobile number for DigiLocker OTP authentication during the application process.
  • PAN Card — Of applicant and spouse (if married). Required for financial identity verification.
  • Maharashtra Domicile Certificate — Post-2018 certificate with QR barcode issued by competent authority. Older certificates without QR codes are not accepted.
  • Income Certificate / ITR (FY 2025-26) — Issued by a Competent Authority (Tehsildar/Sub-Divisional Officer) or Income Tax Return for FY 2025-26 showing combined family income within limits (EWS ≤₹6L or LIG ≤₹9L).
  • Caste / Special Quota Certificate with Validity — Required only for SC, ST, NT, DT/VJ, OBC, and other reserved category applicants. Must be valid and issued by competent authority.
  • Personal Bank Account Details + Cancelled Cheque — The applicant's OWN bank account (not someone else's) for 100% EMD refund. Do NOT allow agents to enter their bank account details.
  • Disability Certificate (PH Category) — Valid disability certificate from competent medical authority (required only for Physically Handicapped quota applicants).
  • Service/Discharge Certificate (EX/DF Category) — Service certificate from defence department (required for Ex-Servicemen and Defence Family category applicants).
  • Press Council Certificate (JR Category) — Valid accreditation certificate from the Press Council of India or Maharashtra Press Accreditation Committee (for Journalists quota).
Open Interactive Guide & Documents Checklist

Critical Warning: Protect Your Bank Account & Identity

  • Enter ONLY the applicant's own bank account details on the MHADA portal. Do NOT allow agents or cyber café operators to enter their bank account for EMD refund.
  • MHADA applications are processed ONLY at housing.mhada.gov.in. Never share Aadhaar OTP, account details, or passwords with anyone.
  • Application fee (₹708) is non-refundable. EMD (₹15,000 / ₹20,000) is 100% refundable to unsuccessful applicants.

15 Reservation Categories & Quota Distribution

Each scheme in the MHADA Pune 2026 advertisement allocates its homes across 15 reservation categories. The table below shows total quota units across all 168 scheme rows:

CodeCategory (Full Name)Marathi NameTotal Quota Units
GPGeneral Publicसर्वसाधारण जनता2,056
SCScheduled Caste & Neo-Buddhistअनुसूचित जाती आणि नवबौद्ध461
STScheduled Tribeअनुसूचित जमाती314
NTNomadic Tribesभटक्या जमाती56
DT/VJDenotified Tribes / Vimukta Jatiविमुक्त जाती52
PHPhysically Handicapped / Disabilityदिव्यांग / अंध व शारीरिक अपंग136
EXEx-Servicemen & Dependentsमाजी सैनिक व अवलंबून व्यक्ती249
DFDefence / Border Security Forcesसंरक्षण दल व सीमा सुरक्षा दल115
FFFreedom Fighter (Descendants)स्वातंत्र्य सैनिक156
JRJournalists (Accredited)पत्रकार156
SGState Government Employees (≥5 years)राज्य सरकारी कर्मचारी246
CGCentral Government Employeesकेंद्र सरकारी कर्मचारी48
MEMHADA Employees (≥5 years)म्हाडा कर्मचारी84
MP/MLAMP / MLA / MLCसंसद व विधिमंडळ सदस्य28
ARArtists (Film, Theatre, Music, Folk Arts)कलाकार37

Note: Total quota units across all 15 categories = 4,478 vs 4,462 physical homes. The +16 unit difference arises from statutory rounding of fractional reservation percentages under MHADA Rule 16 & Regulation 13.

SC Quota ST Quota PH Quota Ex-Servicemen Freedom Fighter Journalists Govt Employees General Public

अर्ज कसा करावा – थोडक्यात माहिती (Marathi Summary)

म्हाडा पुणे मंडळ सोडती २०२६ साठी ऑनलाईन अर्ज करण्यासाठी खालील पायऱ्या फॉलो करा:

  1. housing.mhada.gov.in या अधिकृत संकेतस्थळावर जा.
  2. आधार लिंक मोबाईल नंबरद्वारे DigiLocker OTP वापरून नोंदणी/लॉगिन करा.
  3. उत्पन्न गट (EWS: ₹६ लाखांपर्यंत / LIG: ₹९ लाखांपर्यंत) व आरक्षण प्रवर्ग निवडा.
  4. आपल्या पसंतीची योजना निवडा (आमच्या Explorer मध्ये येथे शोधा).
  5. वैयक्तिक माहिती, कागदपत्रे व बँक तपशील भरा.
  6. ₹७०८ अर्ज शुल्क + EMD (EWS: ₹१५,०००, LIG: ₹२०,०००) ऑनलाईन भरा.
  7. अर्ज पोचपावती PDF डाउनलोड करून जतन करा.

अर्जाची शेवटची मुदत: १५ सप्टेंबर २०२६, रात्री ११:५९. अधिकृत संकेतस्थळाव्यतिरिक्त कोणत्याही एजंट किंवा दुकानात अर्ज सादर करू नका.

Frequently Asked Questions – How to Apply for MHADA Pune 2026

What is the income limit for EWS in MHADA Pune Lottery 2026?
For EWS (Economically Weaker Section) in MHADA Pune Lottery 2026, the annual family income limit is ₹6,00,000 (₹6 Lakh per year). This includes the combined income of the applicant and spouse. Income certificate for FY 2025-26 is mandatory. EMD for EWS schemes is ₹15,000.
What is the income limit for LIG in MHADA Pune Lottery 2026?
For LIG (Lower Income Group) in MHADA Pune Lottery 2026, the annual family income limit is ₹9,00,000 (₹9 Lakh per year). This is the combined income of the applicant and spouse. Income certificate for FY 2025-26 is mandatory. EMD for LIG schemes is ₹20,000.
Which documents are required to apply for MHADA Pune 2026?
Required documents: (1) Aadhaar Card (DigiLocker linked, active mobile OTP), (2) PAN Card of applicant and spouse, (3) Maharashtra Domicile Certificate (post-2018 with QR barcode), (4) Income Certificate or ITR FY 2025-26, (5) Caste/quota certificate for reserved categories, (6) Own bank account details for EMD refund, (7) Disability certificate (PH category), (8) Service certificate (EX/DF category).
Can husband and wife both apply separately for MHADA Pune 2026?
No. MHADA rules allow only one application per family (husband and wife are counted as one family). If both apply separately, both applications may be disqualified. The combined income of husband and wife is considered for income eligibility. Only one member of the family should apply.
What is the EMD for MHADA Pune 2026 and is it refundable?
EMD (Earnest Money Deposit) for MHADA Pune Lottery 2026: ₹15,000 for EWS schemes and ₹20,000 for LIG schemes. The EMD is 100% refundable to unsuccessful applicants. EMD refund processing begins from 20 October 2026. Only the ₹708 application fee (₹600 + 18% GST) is non-refundable. Always enter your OWN bank account for the EMD refund.
Can I apply for MHADA Pune 2026 offline or through an agent?
No. MHADA Pune Lottery 2026 has an online-only application process at housing.mhada.gov.in. There is no offline application system. Do not use any agents, middle-men, or third-party websites. Never share your Aadhaar OTP with anyone. Any agent claiming to register MHADA applications offline is fraudulent.
म्हाडा पुणे लॉटरी २०२६ साठी EWS व LIG उत्पन्न मर्यादा काय आहे?
म्हाडा पुणे मंडळ सोडती २०२६ साठी: EWS (अत्यल्प उत्पन्न गट) – वार्षिक कौटुंबिक उत्पन्न ₹६,००,०००पर्यंत (EMD: ₹१५,०००). LIG (अल्प उत्पन्न गट) – वार्षिक कौटुंबिक उत्पन्न ₹९,००,०००पर्यंत (EMD: ₹२०,०००). पती व पत्नीचे एकत्रित उत्पन्न मर्यादेत असणे आवश्यक. आर्थिक वर्ष २०२५-२६ चे उत्पन्न प्रमाणपत्र आवश्यक.
Important Disclaimer: This is an independent informational portal. Application process, income limits, and documents may change — always verify at the official MHADA portal housing.mhada.gov.in before applying.